An assistant for you, or a system for the business?
Lindy is a fine assistant. A business is not an inbox. Here is the five second version, then the receipts.
Lindy
A personal AI assistant you rent: inbox, calendar and meeting prep for one professional.
Caddy
An AI operating system for the whole business, on your own AI plan, owned by you.
An assistant makes a person faster. An operating system makes the business run. Match the purchase to the problem you actually have.
How do Caddy and Lindy actually compare?
Eight rows, no fine print. The green column is the one you keep.
| Lindy | CaddyYou keep this | |
|---|---|---|
| Built for | One professional's admin work | The whole business |
| What you get | Small agents you assemble for narrow tasks | 140+ skills across 7 systems on day oneAnything you can describe after that |
| What it learns | Your inbox habits | Your offers, pricing, procedures and tone |
| The AI underneath | Models on Lindy's side, metered in credits | Frontier AI you buy direct, wholesale |
| Your data | Flows through Lindy's cloud | Never leaves your own AI account |
| Cost shape | Monthly tiers plus credits; overages at double their standard rate | A number you know before the month starts |
| Stop paying | The assistant and what you built in it are gone | The system stays. It is yours |
| Humans | A software subscription | Free capability map, 90 day install, ongoing care |
Lindy product and pricing facts from lindy.ai/pricing and docs.lindy.ai; reviewer sentiment from G2 (171 reviews). Retrieved August 2026.
What do credits and overages cost over time?
A metered assistant bills every unit of work, and when the credits run out mid-cycle, their own docs say the agents pause until you upgrade or the cycle resets. Ownership does not care how much you use it.
Renting: tiers plus credits
The most tagged complaint in their largest review pool: expensiveOwning: the machine
Your own AI plan, bought direct. Caddy adds no meterIllustrative shape, not pricing.
Which one fits your problem?
We will be straight with you. For some problems, Lindy is the right size.
Choose Lindy if…
- The problem really is one person's inboxBuy the small thing for the small problem.
- You want to experiment this weekNo scoping conversation. Just a subscription, and its meter.
- The tasks are simple and repetitiveIts G2 reviews agree it is strongest inside that lane.
Choose Caddy if…
- The job is the business, not the inboxQuoting, follow up, reporting, collections, operations.
- Complex work has to actually get doneReviewers describe assistants degrading on multi step business logic. Systems do not.
- You want to keep what you buildTeach a subscription your procedures and you rent them back.
- You want humans in your cornerFree map. 90 day install. Care after.
Lindy makes your day lighter. Caddy makes your business worth more.
Caddy vs Lindy, asked and answered.
Is Caddy just a bigger Lindy?
No. Lindy automates tasks around one person: inbox, calendar, meeting prep. Caddy is installed into the company itself, on your own AI plan, loaded with 140+ skills and shaped around how your business runs.
Which one is cheaper, Lindy or Caddy?
Lindy is cheaper this month. A metered subscription is rarely cheaper by year three, because usage grows and overages on Lindy's own pricing page bill at double its standard credit rate. Caddy is a system you own with a cost you can plan on: no seats, no credits, no meter.
Can a business start with Lindy and move to Caddy?
Yes, and some do. The habits transfer. The equity does not: what you build inside a subscription stays behind when you leave. Everything Caddy learns about your business lives in a system you own, in an account you control.